Is it too late to jump back into the stock market? – CNNMoney

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I’m retired and pulled out of all my retirement savings out of the stock market in a panic last year. My nest egg is now sitting in a money-market fund where it’s doing nothing. I’m worried about my retirement security, but also terrified of putting the money back into stocks in this late stage of the market. Any advice?—J.B.

Given the way the market’s been flailing this year — nosediving one day, surging the next — it’s only natural that you’d be fearful of putting your retirement savings back into stocks. And for what it’s worth, you’re hardly alone. When Mass Mutual surveyed more than 800 retirees earlier this year, three-quarters of those polled said they were very or somewhat concerned about a major downturn in the market.

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